{"id":159575,"date":"2022-01-31T11:03:30","date_gmt":"2022-01-31T10:03:30","guid":{"rendered":"https:\/\/datascientest.com\/?p=141525"},"modified":"2023-10-29T14:07:53","modified_gmt":"2023-10-29T14:07:53","slug":"descartes-underwriting-la-startup-qui-predit-les-catastrophes-naturelles-grace-a-la-data","status":"publish","type":"post","link":"https:\/\/datascientest.com\/descartes-underwriting-la-startup-qui-predit-les-catastrophes-naturelles-grace-a-la-data","title":{"rendered":"Descartes Underwriting, la startup qui pr\u00e9dit les catastrophes naturelles gr\u00e2ce \u00e0 la data"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"159575\" class=\"elementor elementor-159575\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8cb7f10 e-flex e-con-boxed e-con\" data-id=\"8cb7f10\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3aa20d elementor-widget elementor-widget-heading\" data-id=\"f3aa20d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 02-08-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Munie de donn\u00e9es pr\u00e9cises sur les \u00e9v\u00e9nements climatiques, la startup fran\u00e7aise applique le principe de l\u2019assurance param\u00e9trique, qui consiste \u00e0 lier une couverture de risque \u00e0 des donn\u00e9es climatiques pr\u00e9cises. Descartes Underwriting vient de lever 120 millions de dollars. Elle pr\u00e9voit l\u2019embauche de 150 personnes en 2022, dont des professionnels de la data.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a16153 e-flex e-con-boxed e-con\" data-id=\"7a16153\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8101eb9 elementor-widget elementor-widget-text-editor\" data-id=\"8101eb9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 02-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">S\u00e9cheresse, inondations ou feux de for\u00eat&#8230; Port\u00e9es par le r\u00e9chauffement climatique, les catastrophes naturelles sont amen\u00e9es \u00e0 s\u2019amplifier! Un risque croissant pour les entreprises du monde entier, et que les compagnies d\u2019assurances peuvent maintenant \u00e9valuer de mani\u00e8re pr\u00e9cise gr\u00e2ce <strong>aux donn\u00e9es fournies par les satellites.<\/strong> <a href=\"https:\/\/www.descartesunderwriting.com\/\">Descartes Underwriting<\/a>, une start-up fran\u00e7aise, s&rsquo;est associ\u00e9e avec des partenaires aussi prestigieux que la NASA, l\u2019ESA et l\u2019agence spatiale japonaise pour recueillir les donn\u00e9es les plus pr\u00e9cises sur l\u2019\u00e9volution du climat. <strong>L\u2019exploitation de ces donn\u00e9es, coupl\u00e9e \u00e0 <a href=\"https:\/\/datascientest.com\/intelligence-artificielle-definition\">l\u2019intelligence artificielle,<\/a> permet \u00e0 l&rsquo;entreprise de mesurer pr\u00e9cis\u00e9ment l\u2019ensemble des risques li\u00e9s au climat. Elle propose une couverture assurantielle adapt\u00e9e<\/strong> \u00e0 chacun de ses clients, gr\u00e2ce \u00e0 l\u2019assurance param\u00e9trique.\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72791f8 e-flex e-con-boxed e-con\" data-id=\"72791f8\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97f43f4 elementor-widget elementor-widget-heading\" data-id=\"97f43f4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">L\u2019assurance param\u00e9trique : une indemnisation bas\u00e9e sur la donn\u00e9e <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e3e660 elementor-widget elementor-widget-text-editor\" data-id=\"3e3e660\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Dans le cadre d\u2019un contrat d\u2019assurance param\u00e9trique, <strong>l\u2019indemnisation d\u2019un sinistre est mise en place d\u00e8s qu\u2019un indice, souvent m\u00e9t\u00e9orologique, d\u00e9passe un certain seuil fix\u00e9 \u00e0 l\u2019avance.<\/strong> En cas de sinistre, l&rsquo;indemnisation est automatiquement vers\u00e9e \u00e0 l\u2019ensemble des assur\u00e9s de la zone concern\u00e9e, par un processus de d\u00e9claration et de r\u00e8glement simplifi\u00e9. Contrairement aux contrats d\u2019assurance traditionnelle, <strong>l\u2019assurance param\u00e9trique se base sur la pr\u00e9diction fournie par les mod\u00e8les d\u2019intelligence artificielle<\/strong> pour prot\u00e9ger un rendement ou couvrir un manque \u00e0 gagner, comme dans le cas d\u2019un destruction de culture agricole. <strong>Le versement automatique<\/strong> <strong>d\u2019une indemnisation sur observation de donn\u00e9es<\/strong>, permet notamment d\u2019\u00e9conomiser sur l\u2019intervention, souvent co\u00fbteuse, d\u2019un expert et d&rsquo;acc\u00e9l\u00e9rer le processus d\u2019indemnisation.\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de6cfd3 e-flex e-con-boxed e-con\" data-id=\"de6cfd3\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7754d7 elementor-widget elementor-widget-heading\" data-id=\"f7754d7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Une lev\u00e9e de fond et l\u2019embauche de profils Data <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-150aaf6 elementor-widget elementor-widget-text-editor\" data-id=\"150aaf6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Ce mod\u00e8le innovant a permis \u00e0 Descartes Underwriting\u00a0 d\u2019obtenir une lev\u00e9e de fonds importante aupr\u00e8s d\u2019acteurs internationaux du secteur de l\u2019assurance. <strong>La startup compte d\u00e9j\u00e0 50 data engineers et data scientists<\/strong> <strong>et compte bien profiter de ce financement pour continuer \u00e0 se d\u00e9velopper<\/strong>. Elle annonce l\u2019ouverture de pas moins de 150 nouveaux postes pour l\u2019ann\u00e9e 2022, dont une partie dans la data.<strong> Un Data Scientist<\/strong> aura le choix de rejoindre <strong>l\u2019\u00e9quipe Underwriting<\/strong>, et trouver des solutions pour toujours mieux r\u00e9pondre aux besoins du client, ou <strong>l\u2019\u00e9quipe R&amp;D<\/strong> afin d\u2019\u00e9tudier les nouveaux risques m\u00e9t\u00e9orologiques et d\u00e9velopper les solutions d\u2019intelligence artificielle pour toujours mieux les pr\u00e9dire. Descartes Underwriting est \u00e9galement \u00e0 la recherche de profils <a href=\"https:\/\/datascientest.com\/devops\">DevOps<\/a><strong> et Software Engineers,<\/strong> ainsi que des postes de Business Development, de Communication et d\u2019Administration.\u00a0 Pour retrouver l&rsquo;ensemble des postes ouverts aux candidatures, rendez-vous sur <a href=\"https:\/\/www.descartesunderwriting.com\/careers\/\">le site de Descartes Underwriting,<\/a> n&rsquo;h\u00e9sitez pas aussi \u00e0 d\u00e9couvrir <a href=\"https:\/\/datascientest.com\/pages-presentation-formations\">nos formations aux m\u00e9tiers de la Data !<\/a> Une certification vous permettra de briller d&rsquo;autant plus aux yeux des recruteurs.\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Munie de donn\u00e9es pr\u00e9cises sur les \u00e9v\u00e9nements climatiques, la startup fran\u00e7aise applique le principe de l\u2019assurance param\u00e9trique, qui consiste \u00e0 lier une couverture de risque \u00e0 des donn\u00e9es climatiques pr\u00e9cises. Descartes Underwriting vient de lever 120 millions de dollars. Elle pr\u00e9voit l\u2019embauche de 150 personnes en 2022, dont des professionnels de la data. S\u00e9cheresse, inondations [&hellip;]<\/p>\n","protected":false},"author":45,"featured_media":197140,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"content-type":"","inline_featured_image":false},"categories":[2431],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.7 (Yoast SEO v21.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Descartes Underwriting, la startup qui pr\u00e9dit les catastrophes naturelles gr\u00e2ce \u00e0 la data<\/title>\n<meta name=\"description\" content=\"Descartes Underwriting vient de lever 120 millions de dollars. 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